SHEET / 02 — SOLUTIONS

Capital solutions for funding, structure, and recovery

Problem-led advisory for MSMEs, business owners, and project promoters—assessing capital readiness, mapping viable routes, optimising structure, and supporting lender-facing processes without implying guaranteed approvals or timelines.

SHEET / 02 — SOLUTIONS

A clear path from funding need to finance-ready execution

We start by understanding your requirement and constraints, then structure the right capital approach and documentation, and finally facilitate lender conversations and next steps—without implying guaranteed approvals, rates, or timelines.

S-01

Diagnose & Qualify

Clarify the capital need, urgency, eligibility, and constraints. We map risks, cashflows, and asset position to assess capital readiness before any route is pursued.

S-02

Route & Structure

Identify suitable financing paths and build a workable capital structure. We define the ask, repayment logic, security, covenants, and a lender-aligned narrative.

S-03

Package & Prepare

Create the documentation and data room lenders expect—financials, projections, notes, and supporting records—so the case is complete, consistent, and review-ready.

S-04

Facilitate & Follow-through

Coordinate discussions, respond to queries, and keep requirements clear across stakeholders. CREDERE supports the process as a facilitator—not a lender—and outcomes depend on case assessment and criteria.

FUNDING FAQ

Questions MSMEs ask before they pursue capital

Clear, practical answers on scope, process, documents and expectations—so you can assess fit and move forward with confidence. If your situation is complex, share the details and we’ll advise the best next step.

Q-01

Is CREDERE a lender or NBFC? Do you guarantee approvals?

No. CREDERE Capital Solutions is a capital consultancy—your Capital Navigator, Structurer and Facilitator. We are not a bank/NBFC and we do not guarantee approvals, timelines, interest rates, or outcomes. Results depend on your profile, financials, assets, lender criteria, and case assessment.

Q-02

What types of funding situations do you typically support?

We support MSMEs, business owners and project promoters across working capital and business funding needs—liquidity-crunch intervention, cashflow shortfall support, WC deficit financing, capital structuring for growth, and stressed-asset reset advisory. Fit depends on viability, documentation quality, and the real requirement.

Q-03

What information will you need to assess our capital readiness?

Typically we start with your requirement summary (amount, purpose, timeline), recent financials (ITR, audited/provisional statements), bank statements, GST data where relevant, existing debt details (sanctions, repayment, collateral), and a brief business/process note. For projects, we review cost, promoters’ contribution, revenues, and key approvals.

Q-04

How does CREDERE engage—what are the steps from first call to facilitation?

We follow “Understand. Structure. Facilitate.” First, we diagnose the funding challenge and constraints. Next, we structure the requirement—amount, instrument, cashflow alignment, collateral and documentation plan. Then we facilitate through packaging, lender-ready articulation, and coordinated follow-ups, while you retain final decision-making.

Q-05

How long does the process take, and what can affect timelines?

Timelines vary by case complexity and readiness. Speed is most impacted by document completeness, clarity of end-use, cashflow stability, existing leverage, collateral/charge status, and lender-specific appraisal cycles. We’ll give you a realistic path after initial review, without promising a fixed approval date.

DOC / 06 — SOLUTIONS INTAKE

Share your capital brief. We’ll map the next best route.

Tell us what you’re trying to fund or fix—working capital gaps, restructuring needs, project finance, or stressed-asset reset. We’ll review your profile and revert with a clear approach, required documents, and realistic next steps. CREDERE is not a lender and does not guarantee approvals, rates, or timelines.


RESPONSE 48H

NDA ON REQUEST

REV 01

S-01 — CAPITAL READINESS CHECK

First milestone: align the need, constraints, and eligibility signals—then outline a structured route and documentation plan before any lender outreach.